por Admin_JMSLawyer | Mar 20, 2020 | Consumers, News
This article comments on the European Union Court of Justice ruling of March the 3rd 2020 on the eventual abusive mis selling of the IRPH variable interest rate in Spanish mortgages. The ruling After all the expectation we finally have the IRPH ruling which you...
por Admin_JMSLawyer | Oct 28, 2019 | Consumers, Legal, News
EUCJ General Attorney conclusions on the IRPH official mortgage rate in Spanish mortgages. IRPH. What is that? IRPH stands for “Índice de Referencia de Préstamos Hipotecarios” and it is one of the official interest rates applicable by banks to mortgages after...
por Admin_JMSLawyer | Oct 21, 2019 | Consumers, Legal, News
The Spanish Supreme Court ruling of September the 11th 2019 settles definitely the early cancellation stipulation issue included usually in all the consumers’ mortgage contracts. The end of the story? I think so. The Supreme Court ruling is very clear and fair...
por Admin_JMSLawyer | Oct 13, 2019 | Consumers, Legal, News
Many banks forced “agreements” with clients trying to eliminate the floor clauses in exchange to better interest rates but without paying all the monies overpaid by consumers back or paying back just a small amount. The validity of these agreements is expecting...
por Admin_JMSLawyer | Ago 18, 2019 | Case law, Consumers
Case law. A default mortgage payments lead to an eviction procedure. The procedure was not notified at all to the owners until the property was repossessed by the bank. This is an interesting case law I had the honour to deal with. Facts The facts were as...
por Admin_JMSLawyer | Ago 16, 2019 | Consumers, Conveyancing, Legal, Taxes
This post is a translation into English of an article which original article you can find here in Spanish. The economic crisis forced many homeowners to put their property on the market to sell, although many were unsuccessful due to not finding a buyer...
