Handwritten or holograph will

  This article explains the possibility according to the Spanish law of making a valid will with minimum formalities and no witnesses. Why making a handwritten will? In these exceptional times we are living some people can feel the urge to make a will in a rush...

Revolving credit cards

  This article comments the last Spanish Supreme Spanish Supreme Court ruling of March the 4th 2020 on usurious interest rate on credit cards. What is usury? Nowadays usury is defined as illegal or unproportionate rate to loans. See for instance this definition....

IRPH ruling

  This article comments on the European Union Court of Justice ruling of March the 3rd 2020 on the eventual abusive mis selling of the IRPH variable interest rate in Spanish mortgages. The ruling After all the expectation we finally have the IRPH ruling which you...

Covid-19 notice JMSLAWYER

  Dear all, This is a reminder of the emergency situation we are in since March the 14th that Spain is literally closed including non essential businesses (food suppliers, health services, public order, etc). The emergency declaration of the State can be found...