This article comments a recent Spanish Supreme Court ruling on the personal assets valuation in the intheritance tax. The personal assets are only the ones of personal use of the deceased, which are not specifically excluded by law such as cars, bikes, boats, high value...
This article explains a case law with regards to the plusvalia tax in Spain. What is the situation when the Tax Office send you a tax bill for the plusvalia tax when you transfer your property losing money. Recap As you all know by now the plusvalia...
Photo by cafecredit.com. Insolvency of individuals, bankruptcy: check if you are elegible for debt relief Do you want to know more about the insolvency of individuals Act? The Spanish insolvency of individuals’ Act or Bankruptcy was passed on 2015. Since then debtors in good faith can get a...
This article tries to explain the exceptional Spanish government measures to protect consumers during the COVID-19 regarding package travel. Updated information to May the 14th 2020. Travelling impossible due to COVID-19 The new regulations could be against the UE law and therefore void and null. The reason...
This articles comments on the use of governments of individuals personal data, including location data, to fight COVID-19. Emergency estate context In the emergency days we are living authorities must act using all the powers they have or might have due to the exceptional circumstances. The general...
This article tries to explain the exceptional Spanish government measures to protect consumers during the COVID-19. IMPORTANT UPDATE: Due to new regulations of May the 22nd 2020 the 14 caelndar days term to apply for the cancellation of the contract by the consumer starts on June the 4th...
During this emergency time regulations are also in emergency. This article tries to explain easily the Spanish government measures with regards to mortgages and rent and other loans with no guarantee during COVID-19 emergency time. COVID-19 Spanish basic regulations The emergency estate was declared on the Decree...
This article talks about the consequences of COVID-19 measures’ on child/ren's joint custody and visiting rights of separated or divorced couples. COVID-19 and family law warning Family law is not an area of my expertise. However, I think it is useful to try to explain briefly how...
This article explains the possibility according to the Spanish law of making a valid will with minimum formalities and no witnesses. Why making a handwritten will? In these exceptional times we are living some people can feel the urge to make a will in a rush just...
This article comments the last Spanish Supreme Spanish Supreme Court ruling of March the 4th 2020 on usurious interest rate on credit cards. What is usury? Nowadays usury is defined as illegal or unproportionate rate to loans. See for instance this definition. Usury laws In the UK the usury...