por Admin_JMSLawyer | Nov 23, 2019 | Conveyancing, Legal
This article outlines the elements of a sale and purchase contract in Spanish law, including the principle of consent, and examines their role within the process of a property transaction. Also covered in the article is the nature of the property transfer. I...
por Admin_JMSLawyer | Oct 28, 2019 | Consumers, Legal, News
EUCJ General Attorney conclusions on the IRPH official mortgage rate in Spanish mortgages. IRPH. What is that? IRPH stands for “Índice de Referencia de Préstamos Hipotecarios” and it is one of the official interest rates applicable by banks to mortgages after...
por Admin_JMSLawyer | Oct 21, 2019 | Consumers, Legal, News
The Spanish Supreme Court ruling of September the 11th 2019 settles definitely the early cancellation stipulation issue included usually in all the consumers’ mortgage contracts. The end of the story? I think so. The Supreme Court ruling is very clear and fair...
por Admin_JMSLawyer | Oct 13, 2019 | Consumers, Legal, News
Many banks forced “agreements” with clients trying to eliminate the floor clauses in exchange to better interest rates but without paying all the monies overpaid by consumers back or paying back just a small amount. The validity of these agreements is expecting...
por Admin_JMSLawyer | Ago 16, 2019 | Consumers, Conveyancing, Legal, Taxes
This post is a translation into English of an article which original article you can find here in Spanish. The economic crisis forced many homeowners to put their property on the market to sell, although many were unsuccessful due to not finding a buyer...
por Admin_JMSLawyer | Jul 29, 2019 | Conveyancing, Legal, News, Taxes
Current situation of the plusvalia tax specially in the Valencian Region State of the art of the plusvalia tax in Spain In this post I tried to explain what was the plusvalia situation back then. Summarizing brutally the history was as follows: The...
