por Admin_JMSLawyer | Mar 22, 2020 | Case law, Consumers, Legal, News
This article comments the last Spanish Supreme Spanish Supreme Court ruling of March the 4th 2020 on usurious interest rate on credit cards. What is usury? Nowadays usury is defined as illegal or unproportionate rate to loans. See for instance this definition....
por Admin_JMSLawyer | Mar 20, 2020 | Consumers, News
This article comments on the European Union Court of Justice ruling of March the 3rd 2020 on the eventual abusive mis selling of the IRPH variable interest rate in Spanish mortgages. The ruling After all the expectation we finally have the IRPH ruling which you...
por Admin_JMSLawyer | Mar 15, 2020 | News
Dear all, This is a reminder of the emergency situation we are in since March the 14th that Spain is literally closed including non essential businesses (food suppliers, health services, public order, etc). The emergency declaration of the State can be found...
por Admin_JMSLawyer | Nov 3, 2019 | Conveyancing, News, Taxes
New situation of the plusvalia tax. State of the art of the plusvalia tax in Spain In this post I refer to the situation of the plus valia tax. We recalled that the Constitutional Court and the Supreme Court had established that the plusvalia tax was not...
por Admin_JMSLawyer | Oct 28, 2019 | Consumers, Legal, News
EUCJ General Attorney conclusions on the IRPH official mortgage rate in Spanish mortgages. IRPH. What is that? IRPH stands for “Índice de Referencia de Préstamos Hipotecarios” and it is one of the official interest rates applicable by banks to mortgages after...
por Admin_JMSLawyer | Oct 21, 2019 | Consumers, Legal, News
The Spanish Supreme Court ruling of September the 11th 2019 settles definitely the early cancellation stipulation issue included usually in all the consumers’ mortgage contracts. The end of the story? I think so. The Supreme Court ruling is very clear and fair...
